About

David Karcher wrote the book entitled “Realtors Guide to Understanding HECM for Purchase” to help realtors and other professionals understand Home Conversion Equity Mortgages, more often referred to as a reverse mortgage. David doesn’t just talk the talk, he also walks the walk. David’s mortgage career began in 1998. 22+ years later he is still helping clients meet their financial needs. He has spent the last 10+ years specializing in Home Equity Conversion Mortgage, a.k.a. The Reverse Mortgage Program. David is the foremost expert on Reverse Mortgages. Whether you’re looking to REFINANCE to pay for in-home health care, long term care, retire an existing mortgage, supplement income, pay off debt, IMPROVE cashflow or even if you’re looking to downsize, right-size or just need to PURCHASE something more suitable. David can help you navigate HUD’s Senior loan program known as the HECM. (Home Equity Conversion Mortgage).

Specialties: HUD certified HECM Consultant, Reverse Mortgage Specialist, realtor consultant, financial planner consultant, elder law consultant. Licensed in AL, AR, AZ, CA, CO, FL, GA, IA, IL, IN, KS, LA, MD, ME, MI, MN, MO, MS, MT, NE, NH, NV, NC, ND, OK, OH, OR, PA, SC, TN, TX, VA, VT, WA, WI, WV, & WY, (with additional States being added monthly)